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Top 10 Loan apps for Indian students - Instant personal loan apps for non salaried and individuals

Instant Loan apps give loans to Indian residents whether they be a student or salaried people. You can borrow money from these apps without documentation. Even if you have a bad credit score you can still get an instant loan from these apps.

There are Several Loan apps like MPokket, those apps are listed below:

  • MPokket
  • Badabro
  • StuCred
  • KreditBee
  • MoneyTap
  • LazyPay
  • Home Credit

Online loan app

Free Loan of 7000 rupees without any Documents.

You can get a free instant loan of rupees 7000 without any documents if you are an Indian resident. You don't need any salary slip or bank statement to get the instant loan. All you need is an Aadhaar card or a Pan Card. You can get a free instant loan even if you have a bad credit score. All you need is to Register here to get the free loan without documentation. In case of a serious emergency, you don't have to beg anyone now for money as you can simply borrow instant money here without any documentation.

How to get a free loan of 7000 rupees?

You can get a free instant loan of rupees 7000 without any documents if you are an Indian resident. You don't need any salary slip or bank statement to get the instant loan. All you need is an Aadhaar card or a Pan card You can get a free instant loan even if you have a bad credit score. All you need is to Register here to get the free loan without documentation. In case of a serious emergency, you don't have to beg anyone now for money as you can simply borrow instant money here without any documentation.

How MPokket work?

College students and young professionals may need cash for their daily needs or to overcome the end-of-the-month cash crunch. MPokket can be a handy companion in dealing with such situations through its short-term personal loans.

BadaBro money lending app for students.

BadaBro is a mobile app-based platform providing a Personal Line of Credit to full-time students (18+ years of age).BadaBro empowers students to fulfill their dreams and becomes responsible and financially independent adults.

StuCred - Instant Loan App For College Students in India

If you are a college student, StuCred is the app for you! StuCred - Real-Time Student Credit, is a secure loan app offering quick, short-term loans to empower college students in India. Get loans easier and have cash on hand, anytime anywhere!

KreditBee - Instant Loan app for students and self-salaried persons.

KreditBee is a Personal Loan Platform for Young Professionals, where they can apply for Personal Loan for Salaried up to ₹ 2 Lakh as per their requirement. The documentation is very minimal, and the entire process starting from registration to disbursement does not take more than 15 minutes. The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user.

  • Personal Loan up to ₹2 lakh for 62 days to 15 months at 0-2.49% per month
  • Loans range from ₹1,000 to ₹200,000
  • Tenure: 62 days to 15 months.

MoneyTap - Instant Loan app for students, No salary receipt needed.

How Does MoneyTap's Personal Line of Credit Work?

  • Get approved for a credit line of up to ₹5 Lakh online
  • Repay in convenient EMI tenures of up to 36 months
  • Pay interest only on the amount used from your approved limit

LazyPay - Provides Instant personal loans for individuals and students, Shop Now Pay Later.

Personalized Instant Loans:

  • Provides loans up to Rs. 1 Lac.
  • Paperless and 100% digital process.
  • Payback in convenient EMIs directly from your account.
  • Pay Interest Only on the amount withdrawn.

Home Credit: An Instant Personal Loan app for Individuals, Students, and Business owners.

Home Credit offers a consumer durable loan in India at the best interest rates. Buy mobile phones and home appliances on EMI's with instant approval. It provides personal loans as well as Business loans. Even a nonsalaried person can get a loan from Home Credit.

What happens if you don't repay the loan amount to MPokket, Badabro, or such loan apps?

First of all, this could be your worst nightmare as I've experienced it. However, in case of intentional defaults or evasive borrower behavior, please remember that each loan is backed by a digitally signed legal contract which allows us to take the following steps:

  • CIBIL Score downgrade leading to
  • Difficulty in getting future loans from any Bank/NBFC in India.
  • Difficulty in getting Jobs where CIBIL is used for checking financial behavior.
  • Legal action from our NBFC partner
  • They will contact your relatives and harass them
  • They will reach your home to collect their money
  • They already have fetched your personal data from your phone
  • They will upload your videos and pictures to the newspaper and on social media
  • They will do much worse than you can imagine.

An honest piece of advice: Please try to avoid these loan apps, if you really need any loan then try to contact your bank professionally.

My Honest Review About Online Loan Apps:

Well, to be honest, I've tried many of them for a long time, and they do pay well but remember they would do anything (when I say anything I really mean it) to get money back with interest. To take a loan from these apps they fetch your data from your android/iOS which you already have given them permission for and use that data in case you delay paying them their money back. They would’ve all your contacts and they can call those contacts and even threaten them if you don’t pay or delay.

I would suggest and recommend you not go for these apps as most of them have been banned in India by the Government of India due to the harassing cases against them by their customers and stealing their data.

If you are a student, then you should get a part-time job or start earning money online to get your life back on track. There are many online sources of income like YouTube and Blogging, believe me, go for them and don’t invest any money but time to get started and make money via affiliate marketing or Ads like (Google AdSense, PropellerAds, etc. ). Work smart and hard and make more money as you can. The choice is yours.

Note: You should consider reading these books once in your whole life. It will surely change how you think about money.

Post a Comment


  1. But still MPokket seems to be the best money lending apps in India as compared to another ones

  2. LazyPay works best and has a pretty good service though...

  3. The Psychology of Money keeps me updated.. glad that i bought it already..

  4. I got my free 7000 loan . Thanks man

  5. Thankyou team! Got my 7000rs. in only 5 minutes! Saved my day

  6. Well i got the 7000rs. instant loan but the tenure is only 3 months. could it be a bit longer?

  7. Got 6500 rs. Thankyou! A friend in need is a friend in indeed

  8. 7000rs. instant loan! Thankyou for your help sir!


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